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Fast and Reliable Private Money

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For Short Term Rehab

Fix and Flip Loans

Short-term financing for purchasing and rehabbing investment properties with high leverage, competitive terms, and fast closings.

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For Long Term Hold (DSCR)

Long Term Rental Loans

Enjoy the benefits of property appreciation with flexible terms lengths, low rates, and easy processes to maximize monthly rental income.
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For Fast Purchase

Short Term Bridge Loans

Short-term financing for fast purchasing and investment properties with high leverage, competitive terms.
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For Ground Up Projects

Ground Up Construction Loans

Enjoy the benefits of property appreciation with flexible terms lengths, low rates, and easy processes to maximize monthly rental income.

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We are more than just lenders

Our process ensures quick closings

We are your partners in success

42 States

Lending Nationwide

1.1 Billion

Loans Funded

75%

Repeat Clients

1000+

Clients Served

Our Reach

Where we operate

42 States currently licensed to lend

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Not Yet

Funding Investors Nationwide

Recently Funded

Nvestor Funding at

Real Estate Investing Mastermind

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Nvestor funding is the REAL DEAL! They provide cutting edge products accompanied by even better service. If you are a mortgage broker looking to find a place for your business purpose loan, you MUST give them a try. The entire team is very knowledgeable and they know how to get deals done quickly.
Tory S.
Mortgage Broker
I worked with Troy and the Nvestor Funding team on a previous rental property of mine. They were extremely helpful throughout the whole process and were able to get my loan closed very fast. I plan to use them on another upcoming rental I plan to pick up in the next few months.
Bruce P.
Mortgage Broker
The most painless loan process I have been through. In fact I would say it was pleasant and fast moving. The whole team was very responsive and communicated so so well. They've got my paper from here on out. Thanks Dana, Nick and the rest of the team behind the scenes!
Bruce P.
Mortgage Broker
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Fast and Reliable Private Money

Our Loan Programs

For Short Term Rehab

Fix and Flip Loans

Short-term financing for purchasing and rehabbing investment properties with high leverage, competitive terms, and fast closings.

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Property Types

SFR (1-4)
Multifamily (20 Units)

Loan Amounts

$100K - $5MM
 

Loan to Cost

Up to 93.5%
 

Loan Terms

Up to 24 Months
 

Understanding The Fix and Flip Process

Before diving into the details of fix and flip loans, it’s important to have a clear understanding of the fix and flip process itself. Fix and flip refers to the strategy of purchasing distressed properties, renovating them, and then selling them for a profit. This can be an attractive investment opportunity for those looking to make quick returns.

The fix and flip process typically involves several steps. First, you need to find a property that has the potential for a profitable renovation. Next, you’ll need to calculate the costs involved in the renovation, including materials, labor, and any other expenses. Once you have a clear understanding of the costs, you can apply for a fix and flip loan to fund the project. After receiving the funding, you can start renovating the property. Finally, once the renovation is complete, you can market and sell the property to maximize your profits.

A fix and flip loan is a type of short-term financing used by real estate investors to purchase and renovate a property before selling it for a profit. Unlike traditional loans, fix and flip loans are designed for quick turnaround and are often used to cover both the purchase price and the renovation costs. At Nvestor Funding, we specialize in providing robust fix and flip loans to help turn your investment into a profitable venture swiftly and efficiently.

A fix and flip loan is a type of short-term financing used by real estate investors to purchase and renovate a property before selling it for a profit. Unlike traditional loans, fix and flip loans are designed for quick turnaround and are often used to cover both the purchase price and the renovation costs. At Nvestor Funding, we specialize in providing robust fix and flip loans to help turn your investment into a profitable venture swiftly and efficiently.

To qualify for a fix and flip loan from Nvestor Funding, investors typically need to present a detailed plan for the property, including the purchase price and estimated renovation costs. A good credit score, experience in real estate flipping, and a solid financial standing can also play crucial roles in the approval process. We assess each application carefully to ensure our loan products align with your project’s needs and your financial health.
Nvestor Funding offers fix and flip loans in most states aside from AK, UT, ND, SD, NV, and VT. Our wide coverage ensures that we understand the unique market conditions and opportunities in various regions, providing you with tailored advice and financial solutions. Check if your project’s state is on our list and get in touch to discuss how we can help finance your next flip.
Similar to our ground-up construction loans, our fix and flip loans may involve a draw process, allowing you to access funds in stages as your renovation progresses. This ensures that the funds are available when you need them for each phase of your project, from purchase to the final touches before sale. Our team will work with you to establish a draw schedule that aligns with your project timeline and budget.

Our fix and flip loans are designed to provide you with the capital needed to quickly purchase and renovate properties. Once approved, you’ll receive the funds necessary to move forward with your purchase and begin renovations. The loan typically covers a portion of the purchase price and the renovation costs, with interest charged on the amount disbursed. We partner with you throughout the process, ensuring the loan serves your project’s needs and timeline.

At Nvestor Funding, we offer a variety of loan amounts to suit different scales of fix and flip projects. Our minimum and maximum loan amounts are $200,000 to $3,500,000, accommodating a wide range of investment sizes. Whether you’re working on a modest renovation or a major overhaul, we have the financial solutions to support your goals. Discuss your project with us to find the perfect loan amount for your needs.

Yes, investors can close their fix and flip loans through an LLC with Nvestor Funding. This approach can offer additional legal protections and potential tax advantages for your investment. We understand the nuances of financing through an LLC and can guide you through the process, ensuring you make informed decisions that align with your investment strategy and legal considerations.

Rental Properties

What is a long term rental loan?

Long-term rental loans are tailored financing solutions designed specifically for real estate investors looking to purchase or refinance properties intended for long-term rental. Unlike traditional mortgages, which are often used for owner-occupied residences, long-term rental loans cater to the unique needs of landlords and investors.

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Property Types

SFR (1-4)
Multi & Mixed (Up to 8)

Loan Amounts

$150K - $3.5MM
 

Loan to Cost

Up to 85%
 

Loan Terms

Up to 30 Years, Full Am
 

Understanding Long Term Rental Loans

One of the key benefits of long-term rental loans is their ability to provide investors with a stable and predictable financing structure. This is particularly advantageous for those looking to secure long-term cash flow from rental income. With a long-term rental loan, you can lock in rates for extended periods, which can protect you from market fluctuations and changes in interest rates. Additionally, these loans often come with higher loan-to-value ratios compared to traditional mortgages, allowing you to leverage more of the property’s value.

However, it’s important to understand that long-term rental loans are tailored to the investment property market and, as such, come with a different set of qualifications and documentation requirements than traditional home loans. They often require a detailed analysis of the property’s income potential and may have different credit and down payment requirements. In the following sections, we’ll guide you through the step-by-step process of obtaining a long-term rental loan, helping you secure the financing you need to grow your real estate investment portfolio.

A long-term rental loan is a financial solution designed for real estate investors looking to purchase or refinance properties intended for long-term rental. These loans are ideal for investors aiming to generate steady, passive income through residential or commercial rentals. At Nvestor Funding, our long-term rental loans offer competitive rates and terms, helping you secure the capital you need to grow your rental portfolio and increase your cash flow.
Applying for a long-term rental loan with Nvestor Funding is a process we’ve made as straightforward as possible. Begin by contacting our team with details about the rental property and your financial goals. You’ll need to provide relevant documentation, such as property income records, your investment history, and personal financial information. Our dedicated experts will guide you through each step, ensuring a smooth application process tailored to your investment needs.

To qualify for a long-term rental loan from Nvestor Funding, investors typically need to demonstrate a history of successful property management and a stable income from their rental properties. Other requirements may include a good credit score, a certain level of cash reserves, and property appraisal. We assess each application with a focus on both the investor’s financial health and the potential of the rental property to ensure a mutually beneficial loan agreement.

Nvestor Funding is proud to offer long-term rental loans in most states aside from AK, UT, ND, SD, NV, and VT. Our extensive experience across different markets means we can provide tailored advice and flexible financial solutions, no matter where your rental properties are located. Check if your state is included and reach out to discuss how we can support your long-term rental investment strategy.
Our long-term rental loans are designed to provide you with the capital you need for purchasing or refinancing long-term rental properties. Once approved, you’ll receive the funds to proceed with your investment, typically with a fixed interest rate and a repayment term that aligns with your cash flow and investment goals. We partner with you throughout the loan term, offering support and flexibility to ensure your long-term rental venture is successful.
Our long-term rental loans are designed to provide you with the capital you need for purchasing or refinancing long-term rental properties. Once approved, you’ll receive the funds to proceed with your investment, typically with a fixed interest rate and a repayment term that aligns with your cash flow and investment goals. We partner with you throughout the loan term, offering support and flexibility to ensure your long-term rental venture is successful.
Yes, investors can close their long-term rental loans through an LLC with Nvestor Funding. This approach is often preferred for its potential legal protections and tax benefits. We understand the intricacies of financing through an LLC and will guide you through the process, ensuring your investment is structured in a way that aligns with your broader financial and legal strategy.

Fast Closings

What is a short term bridge loan?

Short-term bridge loans are flexible financing solutions designed specifically for real estate investors and homeowners who need temporary funding to bridge the gap between selling one property and purchasing another. Unlike traditional loans, which are typically used for long-term financing, bridge loans provide quick, short-term funds that help cover immediate expenses or opportunities.

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Property Types

Multifamily (5+ Units)
 

Loan Amounts

$100K - $5MM
 

Loan to Cost

Up to 75%
 

Loan Terms

Up to 24 Months
 

Understanding Short Term Bridge Loans

One of the key benefits of short-term bridge loans is their speed and flexibility. These loans can be arranged quickly, often within a matter of days, which is crucial in fast-moving real estate markets where opportunities can come and go rapidly. With a bridge loan, you can seize these opportunities without having to wait for your current property to sell. Additionally, bridge loans offer more lenient qualifications than traditional mortgages, as they are primarily concerned with the value of the property and your plan for it rather than solely on your creditworthiness.

However, it’s important to note that while short-term bridge loans provide immediate liquidity and flexibility, they are typically more expensive than traditional loans in terms of interest rates and fees. They are meant to be a temporary solution until a more permanent financial arrangement can be made. In the following sections, we’ll guide you through the step-by-step process of obtaining a short-term bridge loan, ensuring you understand the terms, costs, and strategies to maximize the benefits of this unique financing option.

A short-term bridge loan is a type of financing used to ‘bridge’ the gap between immediate funding requirements and longer-term financial solutions. Real estate investors often use these loans when they need quick capital to secure a property before obtaining more permanent financing or selling another property. At Nvestor Funding, our short-term bridge loans are designed to be flexible and fast, providing you with the necessary funds when timing is critical.
Applying for a short-term bridge loan with Nvestor Funding is a streamlined process focused on speed and efficiency. Contact our team to discuss your immediate funding needs and provide details about the property and your exit strategy. You’ll need to submit relevant documentation, including your financial information and details about the property. Our experts are committed to a rapid response, understanding that time is often of the essence in bridge loan scenarios.
To qualify for a short-term bridge loan from Nvestor Funding, you’ll generally need to demonstrate the value of the property you’re securing and have a clear and viable exit strategy. This might include selling the property or refinancing with a longer-term loan. A good credit score and solid financial standing can also strengthen your application. We assess each application on its merits, focusing on the feasibility and timeliness of your proposed plan.
Nvestor Funding offers short-term bridge loans in most states aside from AK, UT, ND, SD, NV, and VT. Our experience across these diverse markets enables us to provide you with tailored financial solutions quickly, no matter where your investment opportunity lies. Check if your state is included and get in touch to discuss how we can facilitate your next investment move.
Our short-term bridge loans are designed to provide immediate funding for your real estate investments. Once approved, the loan is quickly disbursed to cover your immediate needs. The terms are typically shorter, reflecting the nature of bridge financing, with the expectation that you’ll repay the loan through a predetermined exit strategy. We work closely with you to understand your timeline and ensure the loan structure aligns with your overall investment strategy.
At Nvestor Funding, we offer a range of loan amounts for short-term bridge loans to accommodate different investment sizes and needs. Our minimum and maximum loan amounts are $200,000 to $3,500,000, providing flexibility for a variety of scenarios, from quick property acquisitions to covering unexpected costs. Discuss your specific needs with our team to find a loan amount that supports your immediate investment goals.
Yes, investors can close their short-term bridge loans through an LLC with Nvestor Funding. Financing through an LLC can offer additional legal protections and potential tax advantages. We’re familiar with the nuances of LLC financing and can guide you through the process to ensure your investment is structured effectively, aligning with your broader financial and legal strategy.

New Construction

The Benefits of Ground Up Construction Loans

One of the primary benefits of ground up construction loans is the ability to customize your home. Whether you have a specific architectural style in mind or unique design preferences, a construction loan allows you to build a home that reflects your personal taste and lifestyle. From choosing the layout and finishes to incorporating energy-efficient features, the possibilities are endless.

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Property Types

Multifamily (5+ Units)
 

Loan Amounts

$200K - $5MM
 

Loan to Cost

Up to 90%
 

Loan Terms

Up to 24 Months
 

Understanding Ground Up Construction Loans

Ground up construction loans are specialized financing options designed specifically for individuals looking to build a new home from scratch. Unlike traditional mortgages, which are used to purchase existing homes, ground up construction loans provide the funds necessary to cover the costs of land acquisition, construction, permits, and other expenses associated with building a home.

One of the key benefits of ground up construction loans is that they offer borrowers more flexibility than traditional mortgages. With a construction loan, you have the ability to customize your home to your exact specifications and build a property that truly meets your needs. Additionally, these loans typically have higher loan-to-value ratios, allowing you to borrow a larger percentage of the total project cost. However, it’s important to note that ground up construction loans are more complex than traditional mortgages and require a different set of qualifications and documentation. In the following sections, we’ll guide you through the step-by-step process of obtaining a ground up construction loan.

Ground-up construction loans are specialized financing solutions designed to fund the building of new real estate projects from scratch. Unlike traditional loans that are used to purchase existing properties, ground-up construction loans cover the cost of developing a new property, from laying the foundation to the final touches. At Nvestor Funding, we recognize the unique needs of real estate investors and offer tailored ground-up construction loans to turn your vision into a tangible asset.
Applying for a ground-up construction loan with Nvestor Funding is a streamlined process designed to get your project off the ground quickly. Start by contacting our team to discuss your project details and financial needs. You’ll then be guided through providing necessary documentation, such as your construction plan and budget, personal financial information, and details about the property. Our experts are here to help you at every step, ensuring a smooth and efficient application process.
To qualify for a ground-up construction loan from Nvestor Funding, you’ll need to meet certain criteria. These typically include a detailed project plan, a realistic budget, a solid credit score, and proof of a successful track record in real estate investment. Additionally, we assess the projected value of the completed project and your financial stability to ensure the loan is a fit for both parties. Understanding these requirements upfront can help streamline your application process.
Nvestor Funding is proud to support real estate investors across various states. Our extensive reach means we understand diverse market dynamics and can provide tailored advice and support, no matter where your project is located. If your state is listed, reach out to us to discuss how we can help finance your next construction project.
Yes, ground-up construction loans from Nvestor Funding typically involve a draw process. This means the loan amount is not disbursed in one lump sum but rather released in stages as the construction progresses. Each draw corresponds to a completed phase of the project, ensuring funds are used efficiently and effectively. Our team works closely with you to outline and agree upon the draw schedule, keeping your project on track and within budget.
Ground-up construction loans are designed to support your project from start to finish. Once you’re approved and the terms are set, the loan works through a draw process, releasing funds as specific milestones are achieved. Interest is typically charged only on the drawn amount, not the entire loan, helping to manage costs during construction. We work closely with you to monitor progress and ensure the project moves forward as planned.
At Nvestor Funding, we understand that each construction project is unique. That’s why we offer a range of loan amounts to suit various needs and scales of projects. Our minimum and maximum loan amounts are $250,000 to $3,500,000, designed to accommodate everything from small-scale builds to large, ambitious developments. Speak with our team to discuss your project and find a loan amount that aligns with your financial needs and goals.
Yes, at Nvestor Funding, we allow borrowers to close their ground-up construction loans through an LLC. This can provide additional legal protection and potential tax benefits for your investment. However, it’s important to understand the specific requirements and implications of this approach. Our team can guide you through the process, ensuring you make the best decision for your financial and investment strategy.

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